Manufacturer Insurance provided by Next Level Insurance .
From regulatory compliance issues to equipment breakdowns to damage to your buildings, vehicles or goods, we can help minimize common manufacturing exposures and keep your business running. We can help you manage those types of common business disruptions and minimize losses with our light manufacturing insurance.
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Property damage coverage
Risk Factors
Your property is always exposed to risks such as fire, theft and other unexpected events which can cause a great loss to you.
Solution
Commercial property insurance helps to protect your place of business and the tools you use, such as plastics, injectors and molds. Commercial property insurance can help protect these tools whether you own them or lease them.
Employment Practices liability insurance Coverage
Risk Factors
Manufacturing businesses may face claims and lawsuits over issues like Wrongful termination, Discrimination, Workplace harassment and Retaliation
Solution
Manufacturer insurance helps you cover the risks which can be caused by your employees for any non-specific reason.
Auto damage Coverage
Risk Factors
There can be a possibility where your commercial auto meets an accident and all your tools and supplies are damaged along with your vehicle.
Solution
You may want to consider commercial auto insurance if you pick up tools and supplies or other raw materials through a vehicle. A business auto policy can help provide coverage thatâs not usually included in a personal auto policy. This can help cover you or an employee if thereâs an accident involving an owned vehicle thatâs used for work.
Equipment Breakdown Coverage
Risk Factors
Manufacturers rely on equipment to power their processes. But equipment can be susceptible to electrical issues such as surges, arcing, and short circuits.
Solution
Manufacturers insurance makes sure your equipment is protected from all these above concerns and your business doesnât face any halt because of the same.
Product Recall Coverage
Risk Factors
Product recalls are on the rise. There are many costs associated with removing your product from the market and correcting potential mistakes.
Solution
Since your reputation is on the line, so youâll want to know you have the support and coverage to get this done as quickly as possible.
General liability Coverage
Risk Factors
There can be instances where your factory catches fire and damages someoneâs property so you become liable for their damage.
Solution
General liability insurance helps cover lawsuits resulting from an injury or property damage caused by your business. General liability can help cover the associated medical costs. This coverage even helps cover claims alleging slander and libel
Insurance for manufacturing business
Manufacturing businesses must make a number of people happy. Depending upon how your company is set up, you may have responsibilities to suppliers, partners, customers and end users all at the same time. Manufacturing products allows you to satisfy the needs and desires for thousands of people at once. This business is rewarding but it also carries a certain level of risk as well.
Small business insurance comes in many packages that can be designed to fit your manufacturing business needs today, and grow with it into the future. It’s not another cost, it’s a wise investment that keeps your company safe from financial pitfalls.
Who needs Manufacturer Insurance ?
Any business that produces products or goods needs manufacturers’ insurance. Examples include:
- Bottling Plants
- Canning Facilities
- Clothing & Apparel Manufacturers
- Computer & Electronics Manufacturers
- Fabricators
- Food Mills & Refineries
- Furniture Manufacturers
- Meat Packing Plants
- Mobile Home Manufacturers
- Plastic Manufacturers
- Printers
- Publishers
- Textile Mills
- Tobacco Plants
- Tool & Die Manufacturers
- And moreâĶ
Manufacturer Insurance you can consider
Most fabricating and manufacturing businesses have a Business Ownerâs Policy (BOP). It helps improve the quality of your insurance coverage by protecting your manufacturing business like a homeowners policy protects your home.
By combining three coverages in one, a BOP helps save you money on insurance rates, while safeguarding the manufacturing business youâve worked so hard to build. Comprehensive manufacturerâs insurance is typically made up of:
General Liability insurance, which helps cover lawsuits resulting from an injury or property damage caused by your business. For example, say a customer gets injured by a machine in your shop. General liability can help cover the associated medical costs. This coverage even helps cover claims alleging slander and libel. However, it does not help cover claims tied to the professional services you provide. For those, youâd need professional liability coverage.
Commercial Property insurance to help protect your place of business and the tools you use, such as plastics, injectors and molds. Commercial property insurance can help protect these tools whether you own them or lease them.
Business Income insurance, which helps cover your lost income if you canât run your manufacturing business due to covered property damage or loss, like a fire or storm.
Workersâ Compensation Insurance
Apart from manufacturerâs insurance, most states require workersâ compensation insurance. Workersâ comp helps provide benefits to employees for a work-related injury or illness. Some of these benefits include paying:
- The costs of medical care
- Wages from lost work time
If your employeeâs family sues you for their injury or illness, this coverage can also help cover your related legal fees
Commercial Auto Insurance
Do you or your employees use personal vehicles to:
- Meet customers?
- Attend business conferences?
- Pick up tools and supplies?
If you do, you may want to consider commercial auto insurance. A business auto policy can help provide coverage thatâs not usually included in a personal auto policy. This can help cover you or an employee if thereâs an accident involving an owned vehicle thatâs used for work.
We know youâre busy. Thatâs why weâve made it easy for you to find all the coverage you need in one place. Our team can help manufacturing businesses, like yours, with their insurance quotes today !
Already Have Manufacturer Insurance? Switching is easy
It might be time to switch insurers whenever the service that your existing insurer provides doesnât meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.